deferred life annuity meaning in Chinese
递延人寿年金
拖延生命年金
延期人寿年金
Examples
- Deferred life annuity
延期人寿年金 - 2 the aggregate model of life insurance establish an aggregate model of life insurance by applying the alien modernly insurance actuarial theories and techniques , including deferred life annuities , whole life insurance and returnable premiums . the model has the following properties : ( a ) through the regulation of various parameters in the model , various insurance products can be obtained ; ( b ) the introduction of whole life annuities in the model eases economic predicament when the insured retire ; ( c ) a returnable premium part in the model makes the insurance products have double functions of insurance and savings ; ( d ) an endowment insurance actuarial model also can be gotten when annuity is continuous . and construct an optimization model based on aggregate model of life insurance
这个保险精算模型具有如下性质： ( a )保险公司可以根据实际情况调整参数，不同参数的组合可以得到不同的保险产品，灵活适用性较强； ( b )年金的引入，可以缓解投保人退休后的经济窘境，避免或减小因退休而面临的经济影响，保险的社会保障性得到了很好的体现； ( c )模型中的还本部分，使得这种保险产品具有储蓄和保险的双重功能，不仅扩大了保险的社会职能，而且对于投保人来说，多了一种安全的投资选择； ( d )年金连续的情况下，建立了具有储蓄功能的养老保险精算模型。